Extensive background in rural housing and agricultural loans, appraisal and financial planning. Skilled in developing loan packages with sound financial plans, realistic cash flows and proper security. Experienced in public administration and handling government contracts. Adept in communicating information about government programs to the public. Excellent supervisory, organizational, analytical and computer skills.

Agricultural management Specialist-County Supervisor, United states Department of Agriculture-Farmers Home Administration:
Gaithersburg, Il (June 1992-current)
Wawaset, Il (Oct 1990-June 1992)

• Approve loans up to $360,000
• Properly manage, service an maintain loan of approximately $32 million representing 90 farms and 410 housing borrowers
• Work with delinquent and insolvent borrowers to defer, reschedule, re-amortize, consolidate, write down or liquidate loans
• Cooperate with other lending institutions on subordinations, releases and FmHA guaranteed loans
• Manage acquired property involving maintenance, repair, lease and sale, usually through government contracts
• Manage office and seven-person staff covering six central Illinois counties
• Initiated and received department/government approval to upgrade computer system and software, resulting in easier information retrieval and analysis and more informative financial report generation

Agricultural Assistant to the County Supervisor, United States Department of Agriculture farmers Home Administration, Mulberry, IL
(March 1988-Oct 1990)

• Recommended for approval and serviced rural housing and agricultural loans
• Appraised real and chattel security property
• Implemented new government program for borrowers involved in bankruptcy proceedings, resulting in faster closings, less paper work and less government contract work
• Initiated quarterly meetings with local farmers and agribusiness representatives to explain changes in state and federal laws and regulations, enhancing customer service and enabling farm owners/operators to establish successful business

Assistant Farm Manager and Rural Appraiser, Taylor Land Services, Springfield, Illinois
(June 1986-March 1988)

• Assisted in farm management
• Handled preliminary preparation of rural real estate appraisals
• Assisted in accounting, payables, receivables, bookkeeping, payroll and preparation of technical documents and reports
• recommended updated accounting system, which provided a more customer-oriented financial analysis, enhancing customer service